{"id":10486,"date":"2021-09-03T16:10:08","date_gmt":"2021-09-03T08:10:08","guid":{"rendered":"https:\/\/www.oceanpayment.com\/cn\/?p=10486"},"modified":"2023-10-17T16:50:57","modified_gmt":"2023-10-17T08:50:57","slug":"%e4%bf%98%e8%8e%b7%e5%b9%b4%e8%bd%bb%e4%ba%ba%e7%9a%84%e5%bf%83%ef%bc%81%e8%a7%a3%e6%9e%90%e5%b8%ad%e5%8d%b7%e6%ac%a7%e7%be%8e%e7%9a%84fintech-%e6%bd%ae%e6%b5%81%ef%bc%9a%e5%85%88%e4%b9%b0%e5%90%8e","status":"publish","type":"post","link":"https:\/\/www.oceanpayment.com\/cn\/views\/10486\/","title":{"rendered":"\u4fd8\u83b7\u5e74\u8f7b\u4eba\u7684\u5fc3\uff01\u89e3\u6790\u5e2d\u5377\u6b27\u7f8e\u7684FinTech \u6f6e\u6d41\uff1a\u5148\u4e70\u540e\u4ed8"},"content":{"rendered":"\n<p>\u6700\u8fd1\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u9886\u57df\u6380\u8d77\u4e86\u4e00\u80a1\u5148\u4e70\u540e\u4ed8\uff08BUY NOW PAY LATER\uff0c\u7b80\u79f0\u201cBNPL\u201d\uff09\u7684\u652f\u4ed8\u6f6e\u6d41\uff0c\u6b27\u6d32\u7684Klarna\u3001\u6fb3\u6d32\u7684Afterpay\u3001\u7f8e\u56fd\u7684Affirm\uff0cPayPal\u7b49\u5de8\u5934\u652f\u4ed8\u5de5\u5177\u90fd\u5148\u540e\u63a8\u51fa\u4e86\u5148\u4e70\u540e\u4ed8\u670d\u52a1\uff0c\u90a3\u4e48\u5148\u4e70\u540e\u4ed8\u7a76\u7adf\u662f\u4ec0\u4e48\u6982\u5ff5\uff1f\u4e3a\u4ec0\u4e48\u4f1a\u6210\u4e3a\u652f\u4ed8\u6f6e\u6d41\uff1f<\/p>\n\n\n\n<p>\u81ea\u53bb\u5e74\u4ee5\u6765\uff0c\u53d7\u5168\u7403\u75ab\u60c5\u5f71\u54cd\uff0c\u5168\u7403\u7535\u5546\u5e02\u573a\u5448\u73b0\u7206\u53d1\u5f0f\u589e\u957f\uff0c\u8fd9\u4e5f\u5927\u5927\u589e\u52a0\u4e86\u5bf9\u5728\u7ebf\u652f\u4ed8\u9009\u62e9\u7684\u9700\u6c42\u3002\u968f\u7740\u201c\u5b85\u7ecf\u6d4e\u201d\u91cd\u5851\u4e86\u5168\u7403\u751f\u6d3b\u6d88\u8d39\u4e60\u60ef\uff0c\u66f4\u8ba9BNPL\u7684\u4f7f\u7528\u7387\u521b\u4e0b\u65b0\u9ad8\u3002\u52a0\u4e0a\u75ab\u60c5\u5bfc\u81f4\u6570\u767e\u4e07\u6d88\u8d39\u8005\u5931\u4e1a\uff0c\u56e0\u6b64\u9700\u8981\u66f4\u52a0\u7075\u6d3b\u7684\u652f\u4ed8\u65b9\u5f0f\u5728\u7279\u6b8a\u671f\u95f4\u7f13\u89e3\u503a\u52a1\u7684\u95ee\u9898\u3002<\/p>\n\n\n\n<p>\u6839\u636eFinancial Technology Partners (FT Partners)\u7684\u6700\u65b0\u62a5\u544a\u663e\u793a\uff0c\u52302024\u5e74\uff0c\u9884\u8ba1BNPL\u5c06\u5360\u5168\u7403\u7535\u5b50\u5546\u52a1\u652f\u4ed8\u65b9\u5f0f\u76844.2%\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/\u56fe\u72471.png\" alt=\"\" class=\"wp-image-10488\" width=\"500\" srcset=\"https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/\u56fe\u72471.png 648w, https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/\u56fe\u72471-256x300.png 256w\" sizes=\"(max-width: 648px) 100vw, 648px\" \/><figcaption class=\"wp-element-caption\">\u5168\u7403\u7535\u5b50\u5546\u52a1\u652f\u4ed8\u65b9\u5f0f\u5360\u6bd4\uff08\u6570\u636e\u6765\u6e90FT Partners\uff09<\/figcaption><\/figure><\/div>\n\n\n<p>BNPL\u5148\u4e70\u540e\u4ed8\uff0c\u662f\u4e00\u79cd\u5141\u8bb8\u6d88\u8d39\u8005\u5ef6\u8fdf\u652f\u4ed8\u5546\u54c1\u7684\u5168\u90e8\u8d26\u5355\uff0c\u6216\u8005\u5c06\u8d26\u5355\u5206\u6210\u514d\u606f\u7684\u7b49\u989d\u5206\u671f\uff0c\u5bf9\u4e8e\u8fd8\u6b3e\u65b9\u5f0f\u975e\u5e38\u7075\u6d3b\u5bbd\u5bb9\u3002\u6211\u4eec\u53ef\u4ee5\u7406\u89e3\u4e3a\uff1a<strong>BNPL\u5bf9\u4e8e\u6d88\u8d39\u8005\u6765\u8bf4\uff0c\u662f\u4e00\u4e2a\u66f4\u597d\u7684\u73b0\u91d1\u6d41\u7ba1\u7406\u5de5\u5177\u3002<\/strong><\/p>\n\n\n\n<p>BNPL\u652f\u4ed8\u8fc5\u901f\u6269\u5f20\uff0c\u5e02\u573a\u89c4\u6a21\u9010\u5e74\u589e\u957f\u7684\u4e3b\u8981\u539f\u56e0\uff0c\u4e0e\u5b83\u80fd\u53d7\u5230\u6d88\u8d39\u8005\u9752\u7750\uff0c\u4ee5\u53ca\u5f97\u5230\u5546\u5bb6\u7684\u8ba4\u53ef\u5bc6\u4e0d\u53ef\u5206\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>\u5168\u7403\u5e02\u573a\uff1aBNPL\u6b63\u6084\u6084\u4fd8\u83b7\u5168\u7403\u5e74\u8f7b\u4eba\u7684\u5fc3<\/strong><\/p>\n\n\n\n<p>BNPL\u652f\u4ed8\u5728\u5168\u7403\u8fc5\u731b\u53d1\u5c55\uff0c\u6bd4\u8d77\u4f7f\u7528\u9ad8\u5229\u7387\u7684\u4f20\u7edf\u4fe1\u7528\u5361\uff0c<strong>\u5e74\u8f7b\u4eba\u81ea\u7136\u5e0c\u671b\u80fd\u901a\u8fc7\u4e00\u79cd\u6781\u4f4e\u6216\u96f6\u5229\u7387\u7684\u65b9\u5f0f\u8d2d\u4e70\u7535\u8111\u3001\u540d\u724c\u670d\u9970\u7b49\u9ad8\u4ef7\u4ea7\u54c1\u3002<\/strong><\/p>\n\n\n\n<p>\u7f8e\u56fdCardify\u7684\u4e00\u9879\u7814\u7a76\u8868\u660e\uff0cBNPL\u7684\u7528\u6237\u670980\uff05\u7684\u5e74\u9f84\u4ecb\u4e8e19\u81f334\u5c81\u4e4b\u95f4\uff0c\u5973\u6027\u7684\u6bd4\u4f8b\u8d85\u8fc770\uff05\uff0c60-65\uff05\u7528\u6237\u7684\u5e74\u6536\u5165\u4e0d\u8db350000\u7f8e\u5143\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u6d88\u8d39\u8005\u6765\u8bf4\uff0cBNPL\u63d0\u4f9b\u4e86\u73b0\u6709\u652f\u4ed8\u65b9\u5f0f\u4e2d\u6ca1\u6709\u7684\u4fbf\u5229\u3002\u6839\u636e\u5883\u5916\u5343\u79a7\u4e00\u4ee3\u6d88\u8d39\u884c\u4e3a\u7814\u7a76\uff0c\u5728\u7f8e\u56fd\u3001\u82f1\u56fd\u548c\u6fb3\u5927\u5229\u4e9a\u5e02\u573a\uff0c\u5927\u7ea650\uff05\u7684\u5343\u79a7\u4e00\u4ee3\u4ec5\u62e5\u6709\u4e00\u5f20\u4fe1\u7528\u5361\uff0c\u7ea6\u4e09\u5206\u4e4b\u4e00\u7684\u7f8e\u56fd\u4eba\u4ece\u672a\u7533\u8bf7\u8fc7\u4fe1\u7528\u5361\u3002<\/p>\n\n\n\n<p><strong>BNPL\u652f\u4ed8\u53d7\u5e74\u8f7b\u4eba\u6b22\u8fce\u7684\u539f\u56e0\u4e3b\u8981\u5305\u62ec\uff1a<\/strong><\/p>\n\n\n\n<p>1\u3001\u5bf9\u4e8e\u5e74\u8f7b\u4eba\uff0c\u5c24\u5176\u662f\u517c\u804c\u6216\u5b66\u751f\u7fa4\u4f53\u800c\u8a00\uff0cBNPL\u652f\u4ed8\u6bd4\u4fe1\u7528\u5361\u66f4\u5bb9\u6613\u7533\u8bf7\uff0c\u53e6\u5916\u5bf9\u6bd4\u4e00\u6b21\u6027\u4ed8\u6b3e\uff0cBNPL\u80fd\u591f\u7f13\u89e3\u5f53\u524d\u7684\u503a\u52a1\u538b\u529b\uff1b<\/p>\n\n\n\n<p>2\u3001\u5e74\u8f7b\u4eba\u4f1a\u8003\u8651\u4fbf\u5229\u7684\u95ee\u9898\uff0c\u867d\u7136\u4ed6\u4eec\u80fd\u63a5\u53d7\u4e0d\u540c\u7684\u79fb\u52a8\u652f\u4ed8\u573a\u666f\uff0c\u4f46\u5bf9\u652f\u4ed8\u4fbf\u5229\u8981\u6c42\u4e5f\u6bd4\u8f83\u9ad8\uff0cBNPL\u652f\u4ed8\u65b9\u5f0f\u80fd\u6709\u6548\u63d0\u9ad8\u652f\u4ed8\u6548\u7387\u548c\u4f53\u9a8c\uff1b<\/p>\n\n\n\n<p>3\u3001\u9000\u8d27\u9000\u6b3e\u66f4\u52a0\u4fbf\u5229\uff0c\u4ed8\u6b3e\u65f6\u9009\u62e9\u5206\u671f\u6216\u5ef6\u8fdf\u4ed8\u6b3e\uff0c\u6709\u4e9b\u9000\u6b3e\u7684\u60c5\u51b5\u53ef\u4ee5\u65e0\u987b\u7b49\u5f85\u9000\u6b3e\u5230\u8d26\u3002<\/p>\n\n\n\n<p>\u6362\u53e5\u8bdd\u8bf4\uff0c\u5148\u4e70\u540e\u4ed8\u7684\u65b9\u5f0f\u6253\u7834\u4e86\u5728\u7ebf\u652f\u4ed8\u7684\u58c1\u5792\uff0c\u8ba9\u652f\u4ed8\u8fc7\u7a0b\u5c3d\u53ef\u80fd\u548c\u6d88\u8d39\u8005\u9700\u6c42\u65e0\u7f1d\u94fe\u63a5\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>BNPL\u80fd\u4e3a\u51fa\u6d77\u5546\u5bb6\u5e26\u6765\u4ec0\u4e48\uff1f<\/strong><\/p>\n\n\n\n<p>\u5728\u5e02\u573a\u5b9e\u8df5\u4e2d\uff0c\u6709\u7814\u7a76\u8868\u660e\u5728\u79fb\u52a8\u652f\u4ed8\u573a\u666f\u4e2d\uff0c\u5168\u7403\u5728\u7ebf\u8d2d\u7269\u8f66\u653e\u5f03\u4ed8\u6b3e\u5927\u7ea6\u5360\u6bd486%\uff0cBNPL\u652f\u4ed8\u80fd\u6709\u6548\u6539\u5584\u8fd9\u4e2a\u95ee\u9898\uff0c\u4f7f\u6d88\u8d39\u8005\u5728\u6e05\u7a7a\u8d2d\u7269\u8f66\u65f6\uff0c\u964d\u4f4e\u653e\u5f03\u4ed8\u6b3e\u7684\u8ba2\u5355\u6bd4\u4f8b\uff0c\u8ba9\u5546\u5bb6\u83b7\u5f97\u66f4\u591a\u8ba2\u5355\u3002<\/p>\n\n\n\n<p>SimilarWeb\u5728\u8c03\u7814\u4e86\u7f8e\u56fdTop 100\u7684\u65f6\u5c1a\u670d\u9970\u7f51\u7ad9\u540e\uff0c\u53d1\u73b0\u670950\u4e2a\u7f51\u7ad9\u63d0\u4f9b\u4e86BNPL\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u53e6\u591650\u5bb6\u5219\u6ca1\u6709\uff0c<strong>\u4ed6\u4eec\u7684\u7f51\u7ad9\u8f6c\u5316\u7387\u5206\u522b\u662f4.5%\u548c2.4%\uff0c\u51e0\u4e4e\u662f\u4e24\u500d\u7684\u5dee\u8ddd\u3002<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/16304639711.png\" alt=\"\" class=\"wp-image-10489\" width=\"500\" srcset=\"https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/16304639711.png 736w, https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/16304639711-300x253.png 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><figcaption class=\"wp-element-caption\">\u4f7f\u7528BNPL\u652f\u4ed8\u7684\u5bf9\u6bd4\uff08\u6570\u636e\u6765\u6e90SimilarWeb\uff09<\/figcaption><\/figure><\/div>\n\n\n<p>\u8fd9\u4e2a\u6570\u636e\u867d\u7136\u53ea\u662f\u4e00\u4e2a\u7b80\u5355\u7684\u6a21\u578b\u4f30\u7b97\uff0c\u4f46\u4e5f\u80fd\u5927\u81f4\u8bf4\u660eBNPL\u662f\u8fd1\u671f\u6d77\u5916\u5e02\u573a\u5206\u6790\u53d7\u6b22\u8fce\u7684\u652f\u4ed8\u65b9\u5f0f\u3002<\/p>\n\n\n\n<p>\u4e0d\u8fc7\u9700\u8981\u5f3a\u8c03\u7684\u4e00\u70b9\u662f\uff0c\u6d88\u8d39\u8005\u9009\u62e9\u54ea\u79cd\u5206\u671f\u4ed8\u6b3e\u65b9\u5f0f\u5e76\u4e0d\u4f1a\u5f71\u54cd\u5230B\u7aef\u5546\u5bb6\uff0c<strong>\u56e0\u4e3aBNPL\u516c\u53f8\u4f1a\u5728\u6210\u5355\u65f6\u5c31\u628a\u5168\u989d\u76f4\u63a5\u5411\u5546\u5bb6\u4ed8\u6e05\uff0c\u540e\u7eed\u7684\u5206\u671f\u8fd8\u6b3e\u98ce\u9669\u90fd\u7531BNPL\u516c\u53f8\u627f\u62c5\u3002<\/strong>\u8fd9\u610f\u5473\u7740\u63a5\u5165BNPL\u4e0d\u4f1a\u5f71\u54cd\u5546\u5bb6\u7684\u73b0\u91d1\u6d41\uff0c\u76f8\u5f53\u4e8e\u591a\u63d0\u4f9b\u4e00\u4e2a\u652f\u4ed8\u65b9\u5f0f\u3002<\/p>\n\n\n\n<p><strong>\u5546\u5bb6\u4e3a\u4ec0\u4e48\u8981\u518d\u5f00\u901a\u8fd9\u6837\u4e00\u4e2a\u652f\u4ed8\u65b9\u5f0f\u5462\uff1f<\/strong><\/p>\n\n\n\n<p><strong>1. \u6253\u5f00\u65b0\u7684\u5e02\u573a<\/strong><\/p>\n\n\n\n<p>\u9996\u5148\uff0c\u5f00\u901a\u65b0\u7684\u652f\u4ed8\u65b9\u5f0f\u610f\u5473\u7740\u8fdb\u5165\u65b0\u5e02\u573a\u7684\u673a\u4f1a\u3002\u5c24\u5176\u662f\u6b27\u6d32\u51e0\u5341\u4e2a\u56fd\u5bb6\u548c\u5e02\u573a\uff0c\u4e0d\u5c11\u56fd\u5bb6\u90fd\u6709\u81ea\u5df1\u7684\u7535\u5b50\u94b1\u5305\u548c\u672c\u5730\u4e60\u60ef\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u5982\u679c\u6709\u4e00\u4e2a\u5927\u4e00\u7edf\u7684\u652f\u4ed8\u65b9\u5f0f\u80fd\u591f\u6781\u5927\u964d\u4f4e\u8fdb\u5165\u7684\u95e8\u69db\u3002<\/p>\n\n\n\n<p><strong>\u76ee\u524d Klarna\u8fdb\u5165\u4e8621\u4e2a\u56fd\u5bb6\uff0c\u5728\u6b27\u6d32\u5e02\u573a\u5360\u6709\u7387\u7b2c\u4e00\uff0c\u4e5f\u8fdb\u5165\u4e86\u7f8e\u56fd\u3001\u52a0\u62ff\u5927\u3001\u6fb3\u5927\u5229\u4e9a\u7b49\u56fd\u5bb6\uff1b<\/strong>Afterpay\u8fdb\u5165\u4e86\u4e94\u4e2a\u56fd\u5bb6\uff1a\u6fb3\u5927\u5229\u4e9a\u3001\u65b0\u897f\u5170\u3001\u5317\u7f8e\u3001\u52a0\u62ff\u5927\u3001\u82f1\u56fd\uff1bAffirm\u4ec5\u5728\u7f8e\u56fd\u3002<\/p>\n\n\n\n<p>\u5728\u6b27\u6d32BNPL \u670d\u52a1\u5546\u7c7b\u522b\u4e2d\uff0c<strong>Klarna \u7684\u4e0b\u8f7d\u91cf\u5360\u4e8664 %\uff0c\u8fdc\u80dc\u4e8e\u5176\u4ed6\u5148\u4e70\u540e\u4ed8\u7684\u91d1\u878d\u652f\u4ed8\u5de5\u5177\u3002<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/231312.png\" alt=\"\" class=\"wp-image-10490\" width=\"500\" srcset=\"https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/231312.png 720w, https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2021\/09\/231312-300x165.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><figcaption class=\"wp-element-caption\">Klarna\u5448\u73b0\u5f3a\u52bf\u52bf\u5934\uff08\u6570\u636e\u6765\u6e90Business Insider\uff09<\/figcaption><\/figure><\/div>\n\n\n<p>\u5982\u4eca\uff0c\u6b27\u6d32\u5730\u533a\u7684\u6d88\u8d39\u8005\u652f\u4ed8\u504f\u597d\u4e5f\u5728\u53d1\u751f\u591a\u5143\u5316\u7684\u8f6c\u53d8\uff0c\u6bcf\u4e2a\u56fd\u5bb6\u7684\u652f\u4ed8\u683c\u5c40\u90fd\u662f\u6839\u636e\u5f53\u5730\u6d88\u8d39\u8005\u7684\u9700\u6c42\u548c\u504f\u597d\u91cf\u8eab\u5b9a\u5236\u7684\u3002<strong>\u9664\u4e86Klarna\uff0cOceanpayment\u540c\u6837\u652f\u6301iDEAL\u3001Sofortbanking\u3001Giropay\u3001Bancontact\u3001Przelewy24\u7b49\u591a\u79cd\u6b27\u6d32\u672c\u5730\u5316\u652f\u4ed8\u4ea7\u54c1<\/strong>\uff0c\u80fd\u591f\u5e2e\u52a9\u5356\u5bb6\u66f4\u597d\u7684\u878d\u5165\u5f53\u5730\u6d88\u8d39\u4e60\u60ef\uff0c\u63d0\u9ad8\u4ea4\u6613\u6210\u529f\u7387\u3002<\/p>\n\n\n\n<p><strong>2. \u66f4\u9ad8\u7684\u8f6c\u5316\u7387<\/strong><\/p>\n\n\n\n<p>\u6b63\u5982\u524d\u9762\u63d0\u5230\uff0c\u63a5\u5165BNPL\u610f\u5473\u7740\u83b7\u5f97\u66f4\u9ad8\u7684\u8f6c\u5316\u7387\uff0cBNPL\u8fd8\u6b3e\u7684\u7075\u6d3b\u6027\u51cf\u5c11\u4e86\u6d88\u8d39\u8005\u5728\u652f\u4ed8\u4e0a\u7684\u987e\u8651\u3002\u540c\u65f6BNPL\u7684\u5206\u671f\u8fd8\u6b3e\uff0c\u628a\u603b\u4ef7\u62c6\u5206\u6210\u66f4\u5c0f\u7684\u8d26\u5355\uff0c\u4e5f\u8ba9\u6d88\u8d39\u8005\u5728\u5fc3\u7406\u4e0a\u66f4\u52a0\u201c\u65e0\u611f\u201d\uff0c\u66f4\u5bb9\u6613\u4fc3\u6210\u5546\u5bb6\u4e2d\u9ad8\u4ef7\u4f4d\u4ea7\u54c1\u7684\u9500\u552e\u3002<\/p>\n\n\n\n<p>\u6709\u5546\u5bb6\u8868\u793a\uff0c<strong>\u201c\u7528Klarna\u652f\u4ed8\u7684\u8ba2\u5355\u6bd4\u7528\u4fe1\u7528\u5361\u6216\u5176\u4ed6\u652f\u4ed8\u65b9\u5f0f\u652f\u4ed8\u7684\u8ba2\u5355\u4ef7\u503c\u9ad8\u51fa100%\uff0c\u56e0\u6b64\u6211\u4eec\u7684\u8ba2\u5355\u89c4\u6a21\u589e\u52a0\u4e86\u4e00\u500d\u3002\u201d<\/strong>\u5b83\u8ba9\u6d88\u8d39\u8005\u611f\u89c9\u81ea\u5df1\u53ef\u4ee5\u63a7\u5236\u81ea\u5df1\u7684\u8d2d\u4e70\uff0c\u4e14\u65e0\u9700\u9884\u5148\u652f\u4ed8\u5168\u6b3e\uff0c\u4ece\u800c\u5e26\u6765\u66f4\u5927\u7684\u9500\u91cf\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u4e0d\u5c11BNPL\u516c\u53f8\u7684\u5fe0\u5b9e\u7c89\u4e1d\u6765\u8bf4\uff0c\u652f\u4ed8\u65b9\u5f0f\u4e5f\u6210\u4e3a\u4e86\u4e00\u79cd\u54c1\u724c\u80cc\u4e66\u3002\u6bd4\u5982\u4e00\u4f4dKlarna\u7684\u7528\u6237\u66fe\u5728\u7f51\u4e0a\u63d0\u5230\uff0c<strong>\u5982\u679c\u770b\u5230\u4e00\u4e2a\u81ea\u5df1\u539f\u672c\u4e0d\u719f\u6089\u7684\u54c1\u724c\u652f\u6301Klarna\u652f\u4ed8\uff0c\u4f1a\u53cd\u8fc7\u6765\u5bf9\u8fd9\u4e2a\u54c1\u724c\u4ea7\u751f\u4fe1\u4efb\u611f\u3002<\/strong><\/p>\n\n\n\n<p>\u603b\u800c\u8a00\u4e4b\uff0c\u652f\u6301BNPL\u65b9\u5f0f\u652f\u4ed8\u7684\u5546\u5bb6\uff0c\u4f1a\u63d0\u9ad8\u6d88\u8d39\u8005\u7684\u8d2d\u4e70\u610f\u613f\u3002\u5c24\u5176\u5728\u964d\u4f4e\u5168\u6b3e\u652f\u4ed8\u7684\u538b\u529b\u540e\uff0c\u6d88\u8d39\u8005\u4f1a\u66f4\u613f\u610f\u5c1d\u9c9c\uff0c\u505a\u8d2d\u4e70\u51b3\u7b56\u4f1a\u66f4\u5feb\u3002\u4f46\u53e6\u4e00\u65b9\u9762\uff0c\u56e0\u4e3a\u6d88\u8d39\u8005\u53ef\u4ee5\u5728\u6536\u5230\u5546\u54c1\u540e\u624d\u51b3\u5b9a\u4ed8\u6b3e\u65b9\u6848\uff0c\u8fd9\u4e5f\u4f1a\u4f7f\u9000\u6362\u8d27\u7684\u60c5\u51b5\u589e\u591a\uff0c\u56e0\u6b64\u8fd9\u5bf9\u54c1\u724c\u7684\u4ea7\u54c1\u548c\u552e\u540e\u670d\u52a1\u8d28\u91cf\u7684\u8981\u6c42\u4f1a\u66f4\u9ad8\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u5546\u5bb6\u5728\u8fdb\u5165\u65b0\u5e02\u573a\u65f6\u5982\u4f55\u6253\u9020\u54c1\u724c\u77e5\u540d\u5ea6\u3001\u83b7\u53d6\u6d88\u8d39\u7fa4\u4f53\u7684\u5173\u6ce8\u5ea6\uff0c\u4ee5\u53ca\u9762\u5bf9\u590d\u6742\u7684\u652f\u4ed8\u73af\u5883\u8be5\u5982\u4f55\u9009\u62e9\u5408\u9002\u7684\u652f\u4ed8\u5de5\u5177\u7b49\u7b49\u90fd\u6210\u4e86\u9700\u8981\u8003\u91cf\u7684\u91cd\u8981\u95ee\u9898\u3002<\/p>\n\n\n\n<p>\u60f3\u4e86\u89e3\u66f4\u591a<strong>\u5173\u4e8eBNPL\u4ed8\u6b3e\u65b9\u5f0f\uff0c\u6253\u5f00\u65b0\u5e02\u573a\uff0c\u63d0\u9ad8\u8ba2\u5355\u8f6c\u5316\u7387<\/strong>\uff0c\u4e5f\u6b22\u8fce\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u54a8\u8be2\u60a8\u51fa\u6d77\u7684\u6700\u4f73\u652f\u4ed8\u4f19\u4f34Oceanpayment\u54e6~<\/p>\n\n\n\n<p>\u7535\u8bdd\uff1a+86 4006 290 296<\/p>\n\n\n\n<p>\u90ae\u7bb1\uff1aInfo@oceanpayment.com.cn<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6700\u8fd1\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u9886\u57df\u6380\u8d77\u4e86\u4e00\u80a1\u5148\u4e70\u540e\u4ed8\uff08BUY NOW PAY LATER\uff0c\u7b80\u79f0\u201cBNPL\u201d\uff09\u7684\u652f\u4ed8\u6f6e\u6d41\uff0c\u6b27\u6d32\u7684Klarna\u3001\u6fb3\u6d32\u7684Afterpay\u3001\u7f8e\u56fd\u7684Affirm\uff0cPayPal\u7b49\u5de8\u5934\u652f\u4ed8\u5de5\u5177\u90fd\u5148\u540e\u63a8\u51fa\u4e86\u5148\u4e70\u540e\u4ed8\u670d\u52a1\uff0c\u90a3\u4e48\u5148\u4e70\u540e\u4ed8\u7a76\u7adf\u662f\u4ec0\u4e48\u6982\u5ff5\uff1f\u4e3a\u4ec0\u4e48\u4f1a\u6210\u4e3a\u652f\u4ed8\u6f6e\u6d41\uff1f \u81ea\u53bb\u5e74\u4ee5\u6765\uff0c\u53d7\u5168\u7403\u75ab\u60c5\u5f71\u54cd\uff0c\u5168\u7403\u7535\u5546\u5e02\u573a\u5448\u73b0\u7206\u53d1\u5f0f\u589e\u957f\uff0c\u8fd9\u4e5f\u5927\u5927\u589e\u52a0\u4e86\u5bf9\u5728\u7ebf\u652f\u4ed8\u9009\u62e9\u7684\u9700\u6c42\u3002\u968f\u7740\u201c\u5b85\u7ecf\u6d4e\u201d\u91cd\u5851\u4e86 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12658,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[269,270,268],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oceanpayment.com\/cn\/views\/10486\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4fd8\u83b7\u5e74\u8f7b\u4eba\u7684\u5fc3\uff01\u89e3\u6790\u5e2d\u5377\u6b27\u7f8e\u7684FinTech \u6f6e\u6d41\uff1a\u5148\u4e70\u540e\u4ed8 - \u5168\u7403\u6570\u5b57\u652f\u4ed8\u6280\u672f\u89e3\u51b3\u65b9\u6848\u548c\u670d\u52a1|\u521b\u65b0\u4e92\u8054\u7f51\u652f\u4ed8\u5e73\u53f0\" \/>\n<meta property=\"og:description\" content=\"\u6700\u8fd1\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u9886\u57df\u6380\u8d77\u4e86\u4e00\u80a1\u5148\u4e70\u540e\u4ed8\uff08BUY NOW PAY LATER\uff0c\u7b80\u79f0\u201cBNPL\u201d\uff09\u7684\u652f\u4ed8\u6f6e\u6d41\uff0c\u6b27\u6d32\u7684Klarna\u3001\u6fb3\u6d32\u7684Afterpay\u3001\u7f8e\u56fd\u7684Affirm\uff0cPayPal\u7b49\u5de8\u5934\u652f\u4ed8\u5de5\u5177\u90fd\u5148\u540e\u63a8\u51fa\u4e86\u5148\u4e70\u540e\u4ed8\u670d\u52a1\uff0c\u90a3\u4e48\u5148\u4e70\u540e\u4ed8\u7a76\u7adf\u662f\u4ec0\u4e48\u6982\u5ff5\uff1f\u4e3a\u4ec0\u4e48\u4f1a\u6210\u4e3a\u652f\u4ed8\u6f6e\u6d41\uff1f \u81ea\u53bb\u5e74\u4ee5\u6765\uff0c\u53d7\u5168\u7403\u75ab\u60c5\u5f71\u54cd\uff0c\u5168\u7403\u7535\u5546\u5e02\u573a\u5448\u73b0\u7206\u53d1\u5f0f\u589e\u957f\uff0c\u8fd9\u4e5f\u5927\u5927\u589e\u52a0\u4e86\u5bf9\u5728\u7ebf\u652f\u4ed8\u9009\u62e9\u7684\u9700\u6c42\u3002\u968f\u7740\u201c\u5b85\u7ecf\u6d4e\u201d\u91cd\u5851\u4e86 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oceanpayment.com\/cn\/views\/10486\/\" \/>\n<meta property=\"og:site_name\" content=\"\u5168\u7403\u6570\u5b57\u652f\u4ed8\u6280\u672f\u89e3\u51b3\u65b9\u6848\u548c\u670d\u52a1|\u521b\u65b0\u4e92\u8054\u7f51\u652f\u4ed8\u5e73\u53f0\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-03T08:10:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-17T08:50:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2023\/10\/op-banner.png\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oceanpayment.com\/cn\/#website\",\"url\":\"https:\/\/www.oceanpayment.com\/cn\/\",\"name\":\"\\u5168\\u7403\\u6570\\u5b57\\u652f\\u4ed8\\u6280\\u672f\\u89e3\\u51b3\\u65b9\\u6848\\u548c\\u670d\\u52a1|\\u521b\\u65b0\\u4e92\\u8054\\u7f51\\u652f\\u4ed8\\u5e73\\u53f0\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.oceanpayment.com\/cn\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"zh-CN\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.oceanpayment.com\/cn\/views\/10486\/#primaryimage\",\"inLanguage\":\"zh-CN\",\"url\":\"https:\/\/www.oceanpayment.com\/cn\/wp-content\/uploads\/2023\/10\/op-banner.png\",\"width\":600,\"height\":400},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.oceanpayment.com\/cn\/views\/10486\/#webpage\",\"url\":\"https:\/\/www.oceanpayment.com\/cn\/views\/10486\/\",\"name\":\"\\u4fd8\\u83b7\\u5e74\\u8f7b\\u4eba\\u7684\\u5fc3\\uff01\\u89e3\\u6790\\u5e2d\\u5377\\u6b27\\u7f8e\\u7684FinTech \\u6f6e\\u6d41\\uff1a\\u5148\\u4e70\\u540e\\u4ed8 - \\u5168\\u7403\\u6570\\u5b57\\u652f\\u4ed8\\u6280\\u672f\\u89e3\\u51b3\\u65b9\\u6848\\u548c\\u670d\\u52a1|\\u521b\\u65b0\\u4e92\\u8054\\u7f51\\u652f\\u4ed8\\u5e73\\u53f0\",\"isPartOf\":{\"@id\":\"https:\/\/www.oceanpayment.com\/cn\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oceanpayment.com\/cn\/views\/10486\/#primaryimage\"},\"datePublished\":\"2021-09-03T08:10:08+00:00\",\"dateModified\":\"2023-10-17T08:50:57+00:00\",\"author\":{\"@id\":\"https:\/\/www.oceanpayment.com\/cn\/#\/schema\/person\/88f5cce1f2fd2cf2a2648ee746dd80a9\"},\"inLanguage\":\"zh-CN\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oceanpayment.com\/cn\/views\/10486\/\"]}]},{\"@type\":[\"Person\"],\"@id\":\"https:\/\/www.oceanpayment.com\/cn\/#\/schema\/person\/88f5cce1f2fd2cf2a2648ee746dd80a9\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.oceanpayment.com\/cn\/#personlogo\",\"inLanguage\":\"zh-CN\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/df195e6f5003c15099eac6a81eecf793?s=96&d=mm&r=g\",\"caption\":\"admin\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/posts\/10486"}],"collection":[{"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/comments?post=10486"}],"version-history":[{"count":5,"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/posts\/10486\/revisions"}],"predecessor-version":[{"id":12325,"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/posts\/10486\/revisions\/12325"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/media\/12658"}],"wp:attachment":[{"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/media?parent=10486"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/categories?post=10486"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oceanpayment.com\/cn\/wp-json\/wp\/v2\/tags?post=10486"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}