

Challenges
In today’s global business environment, companies face multiple challenges in managing expenses
Poor Visibility
Limited visibility into team and employee spending
Weak Controls
Overspending and unauthorized expenses occur frequently
Slow Reimbursement
Manual reconciliation and invoice collection are time-consuming
Messy Reconciliation
Fragmented Cross-Border Data, Difficult to Reconcile
Oceanpayment Card
Smart Virtual Card, Simplifying Expense Management
Instant Card Issuance
Create cards for employees, teams, or projects in minutes
Smart Controls
Set budgets, spending limits, and transaction rules


Real-time Visibility
Track every expense instantly with anomaly alerts
Automated Reconciliation
Sync expense data directly with financial systems
All-in-One Functionality, Controlled Spending


Virtual Cards
Seamlessly support global and cross-border payments
Budget Management
Assign and monitor departmental or project budgets
Rule-based Controls
Restrict spending by merchant type, category, or amount
Real-time Reporting
Generate compliance-ready analytics and audit reports
API Integration
Connect directly with financial reimbursement systems
Cut Costs, Boost Efficiency, Stay Compliant


- Save Smarter
Lower headcount and reimbursement costs - Work Faster
Automate workflows and speed up finance - Stay Secure
Stay audit-ready and compliant